Making a Claim
Making a claim on your policy is very simple:
1. Contact your local Bee Inspector who will inspect your bees and confirm the presence or absence of symptoms of notifiable disease. Details of your local inspector can be found by entering your postcode in the search facility on the National Bee Unit's website that can accessed here.
2. If notifiable disease is confirmed please tell the Bee Inspector that you have BDI and wish to make a claim. Please ensure that all sections of the claim form are completed before sending it, along with a copy of your insurance receipt for the current year, to the Claims Manager whose details are below. More details can be obtained here.
Photo - Courtesy The Food and Environment Research Agency (Fera), Crown Copyright
3. If AFB is present then the bees will be killed and the bees, comb, and wooden frames destroyed by burning. If EFB is present at a low level and the colony is large a shook swarm can be done, in which case the bees are transferred to a new hive and only the comb and wooden frames will be destroyed by burning. If EFB is present at a high level or the colony is small then the bees will be killed and the bees, comb, and wooden frames destroyed by burning. If EFB is present at a low level and the colony is large and it is late in the season and the bees are unlikely to survive a shook swarm then the antibiotic Oxytetracycline may be used. In all the above cases all wooden hive parts not destroyed will be sterilised by scorching. The bee inspector will discuss the options with you and for further details please see the advisory leaflet ‘Foulbrood Disease of Honey Bees’ that can be downloaded from NBU statutory inspections here..
Compensation rates for the 2022 season
Subject to Condition – Excellent-as New, Good or Poor.
No other property will be paid for eg hive bodies are not covered.
Both plastic, including 'Flow Hive' frames and wooden frames are covered. Where no specific rate is quoted above for non standard hive components the rate will be by agreement with the claims manager.
Compensation for destruction due to Small Hive Beetle incorporates a hive allowance.
If claims have been made in both the previous two years compensation will be reduced by 25%.
If claims have been made in all the previous three years compensation will be reduced by 50%.
If claims have been made in all the previous four years compensation will be reduced by 75%.
The maximum compensation payable to an individual is £3,000 in any one year of insurance.