BDI provides insurance for the replacement of beekeeping equipment should it have to be destroyed due to a notifiable disease such as European or American Foul Brood.

BDI is a registered community benefit society (number 12065R registered in England) that offers insurance against the loss of beekeeping equipment to beekeepers in England and Wales who have had their bees destroyed or treated by the Bee Inspector as a result of being infected by a notifiable disease. The company is regulated as an insurance company by the Prudential Regulatory Authority and supervised by the Financial Conduct Authority and the Prudential Regulatory Authority.